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With so many questions being asked, one of the things that we sometimes forget is whether or not we can actually get health insurance, even if I apply, will the health insurance company even accept my application.

Unfortunately it is not always the case as the insurance contract is relating to the management of risk on behalf of the insurance company, they will, therefore, want to take as many steps as they can to minimize their risk exposure.

This will mean that in some cases an individual applying for health insurance may represent a greater risk than the insurance company will deem to be acceptable within their portfolio.

These risks may include pre-existing medical conditions, countries of residence, body mass, age, professions and more.