Typically expats in Hong Kong will look to have higher benefit limits than those that are ordinarily received on a local Hong Kong health insurance plan. When it comes to international health insurance, the inpatient cover and outpatient cover will feature sufficient levels of cover for the expat community. In addition to this, the maternity cover, a popular benefit among expats, will also offer a wider range of benefits.
Although these extensive cover levels are the primary reason for expats wanting to arrange an international insurance plan, the expat health insurance policies do provide many more benefits.
For a start, as the name suggests, international insurance is a global policy which not only means that expats can travel around knowing the cover is in place and be covered in the event they need evacuation cover, but also because they reflect the global mobility of the expat community.
Furthermore, international insurance allow expats to seek treatment at the medical facility they choose anywhere in the World.