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Health Insurance China :   Expat Health Insurance

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Expats in China need a different type of health insurance than local nationals for a number of reasons.

First of all, expats in China may require or may be used to a higher level of healthcare than the average Chinese local national and will therefore want to receive any healthcare treatment whilst they are in China in one of the international private medical facilities.

Secondly, expats in China can often pay more for their healthcare treatment as they are foreign nationals which get higher medical rates than local nationals.

Finally, expats in China may not want to receive their health care treatment at all in China and may elect to travel to another country where the medical care is available.

To support these needs of expats in China, expat health insurance provides higher levels of health insurance coverage and is also based upon an international health insurance basis which means that not only can expatriates in China use their health insurance to receive treatment anywhere in the World, they can also take their policy with them if they have to leave China.